Year of the Ox

Early this week, an unwavering sense of humor and looking for the bright side can diffuse stressful encounters. Let troublemakers vent. Be willing to listen to different points of view. You don't have to act on other people's opinions. Clever and reserved types can present a confusing face to the world. Say what you want as simply and directly as possible. Review your financial situation Friday or Saturday. Seek ways to save more. Established plans may need revision.