7 Things That You Should Buy Now

#1 Cars

Summer is a great time to get a new set of wheels because it's the end of the annual production schedule and peak selling season. That means there are lots of rebates, incentives and additional buyer programs to save you around 10 percent to 15 percent, according to Sarah Lee Marks, founder of MyCarLady.com. “The model year build cycle has become considerably shorter, so cars come with better incentives earlier in summer rather than the historical Labor Day sale,” says Marks. Search the Internet, pay attention to TV ads and direct mailers and compare models, offers and dealership ratings.

#2 Grills

If you can’t get a grill in winter (when they’re cheapest because it’s the off-season), get one in September when retailers are trying to move leftover stock to make room for next year’s models. During these periods, you could save as much as 30 percent, according to Andrew Schrage, consumer expert at the personal finance blog MoneyCrashers.com. If you’re looking for a mid-priced grill, he recommends buying it from a brick-and-mortar retail store rather than online, since shipping costs usually negate any savings you may receive on the retail price.

#3 Computers

Apple and PC laptops come with steep discounts and incentives during the summer to gear up for the pre-college rush. But there are even more deals to be had. While Apple gives teachers and students a 10 percent discount on computers year-round, from June to September they throw in a $50 to $100 credit for the app store—the biggest perk Apple offers all year, according to Yung Trang, president of TechBargains.com. Even school faculty and staff, PTA executives and parents are eligible to cash in. Microsoft, on the other hand, offers a free Xbox 360 with any laptop purchase every summer.

#4 Large Appliances

When it comes to refrigerators, dishwashers, clothes washers and dryers, you’re most likely to get up to 50 percent in savings in September before new models hit shelves in October. While Schrage recommends shopping online for big household appliances, he suggests taking exact measurements of the space the item needs to fit in and factoring in shipping costs to make sure it’s still a deal. “For in-store purchases, wait until the end of the month when sales quotas are due, and never buy the extended warranty,” he adds.

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#5 Gym Membership

“With the New Year’s resolution crowd waning and nice weather enabling more outdoor sports, gym membership sales plummet in summer, so gyms are more willing to offer discounts and incentives during this time period,” says Joanie Demer, co-owner of TheKrazyCouponLady.com. “Go later at night when there are fewer salesmen around. Ask for the lowest price and negotiate, mentioning not being able to spend quite that much or lower prices or better perks at one of their competitors,” recommends Demer. “Also remember to include why you'd prefer that gym to show them that they're your first choice."

#6 Winter Wear

Although prices first drop on winter boots and coats in the spring, when there’s a bigger selection available, you can still get discounts from 50 percent to 90 percent when summer rolls around. “Keep a lookout at clearance racks for jackets, sweaters, scarves and rain boots,” recommends Demer.

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