Spare Any Change?

The Situation: Your friend is in a tough spot financially and you want to help without offending her.

Many people are too proud to accept help—even when they truly need it. If your friend turns down an offer of money but you still want to lend a hand without making her feel uncomfortable, then Rowley recommends GivingAnonymously.com, a website that allows you to make a financial donation without revealing who you are. "It's a good way to do something nice for your friend without changing the power dynamics of the relationship." You can also help out in a non-monetary way, whether it's babysitting, giving her kids hand-me-downs or bringing over a casserole.